What Are SIM-only Plans?
If you are looking to get accepted for a mobile phone contract by the network provider, you might find that very difficult to do if you have a bad credit rating, as you will constantly get rejected. However, there are still ways to get around this problem and one of them is to apply for a SIM-only plan with the contract phone provider.
What is a SIM-only plan? A SIM-only plan, as its name suggests, is a way of getting your SIM card from the provider for a short period of time (from 30 to 90 days mostly), but not the handset. As such, this is a very good option if you are looking for a mobile phone contract, but don't have the funds at the moment for the handset.
Of course, SIM-only plans have their advantages and disadvantages, so you should always be prepared for both.
The biggest advantage of SIM-only is that it can include free minutes on your phone, a lot of SMS messages, as well as other services. Because the price doesn't come with a handset cost, the phone provider will be willing to offer you more with a lower price with just SIM.
Another advantage is that a SIM-only contract allows you to switch from one provider to the next if there are problems with the reception of the phone once the contract has expired.
The biggest disadvantage is that a SIM-only plan means that you will need to source your own phone. So, if the phone is locked to one network, you have to unlock it in order to switch the provider.